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Bringing your boat home for the season

September 15, 2015

There are many reasons to love the sport of boating – it can be relaxing, exciting, entertaining and even rejuvenating. But hauling a boat on a trailer and launching it at the busy launch ramp can have its challenges. In fact, it can be downright stressful and dangerous and is often wrought with mishaps.

It’s not too early to start getting your boat trailer in tip-top shape. To help make sure you can haul your boat to its destination and into the water smoothly, check out this basic trailering checklist from discoverboating.com.

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Dryer fires: Much more common than you might expect

August 11, 2015

I was taking towels out of the dryer the other day — contrary to what my wife Shannon might tell you I do help out with laundry! Anyway, when I do manage to carve out time to help with laundry, I always make sure that I clean the lint trap. At least once a year I vacuum and clean out the vent pipe that leads from the dryer to outside my house. If you don’t already do it, you would be amazed at the amount of lint that builds up. This may seem like a hassle, but trust me its well worth your time. Dryer lint is a real fire danger. An article I recently read stated that, according to a new government report, there are an estimated 2,900 clothes dryer fires in homes reported to U.S. fire departments each year. Dryer fires also cause an estimated $35 million in property losses.

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Is Your Car Insurance Risky Business?

August 11, 2015

Do you know the difference between a standard or preferred policy versus a nonstandard policy? Most people don’t.

I run into several situations with clients who are switching to us, who did not realize they had a nonstandard policy. A standard or preferred policy is for average drivers with decent driving record and credit scores. A nonstandard policy is for risky drivers, those that have a lot of speeding tickets or have a younger driver, a lot of specialty cars are also covered under nonstandard policies. Nonstandard policies are not bad, but sometimes they can have a lot of exclusions, that can put you at a disadvantage.

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